About cashrate.au

Cashrate.au publishes one thing carefully: the Reserve Bank of Australia's cash rate target, and the full series of decisions behind it. Every figure is read from the RBA's own statistics page and carries the time it was retrieved — most recently 17 August 2026.

What is actually here

• The current cash rate target, with its effective date.
• The decision series, so you can see how often it moves and by how much.
• A fixed-versus-variable break-even tool, which does arithmetic on figures you type in.
• A plain description of the eight columns a rate table needs before it can be compared.

What is deliberately not here

This site does not maintain lender-by-lender rate tables, and does not claim to track what every bank is charging this week. Those numbers change constantly, differ between new and existing customers, and go stale without announcing it. Publishing a table we could not keep honest would be worse than not publishing one.

The cash rate is not your rate. What you pay is the cash rate plus whatever margin your lender sets, and lenders move at their own pace and by their own amounts. For your own number, check your lender's current published rate for a customer in your position.

Who publishes this

Cashrate.au is published by the team behind Arrivau, an Australian finance business. It is not an independent publication and does not present itself as one. It is also not a lender or a broker: nothing here is an offer, an assessment, or a recommendation, and there is no ranking of lenders for anyone to pay their way into.

Corrections

If a figure here disagrees with the RBA, the RBA is right and this site is wrong. Tell us and it gets fixed: data@cashrate.au.

General information about Australian interest rates. The cash rate target is published by the Reserve Bank of Australia; lenders price independently and change at different times. Not financial advice, and not a substitute for advice that takes your circumstances into account.